Today, families pay too much to cover the cost of their homes. Rents and homeownership costs are skyrocketing, while wages are not keeping pace. Far too often, families struggle to make ends meet. At Ulster Habitat, we know that a family should never have to spend more than 30 percent of their income on a home. 

Do you need safe and affordable housing? 

Ulster Habitat exists to provide partner families with exactly that. Our partner families live in new homes with affordable mortgages, for which their “sweat equity” provides part of the down payment. Our mission is to improve living conditions and ease financial burdens for qualifying partner families.

Step 1: Check Eligibility

Find out if you meet the eligibility criteria to apply for our Homeownership Program.

Step 2: Application

If you meet the eligibility criteria, the application process can take 3 to 4 months. The process begins with completion of the program application and submission of required documents.